Current and historical 30-year fixed mortgage rates.
The 30-year fixed mortgage rate is the average interest rate on the most common US home-loan product, published weekly and driven largely by the 10-year Treasury yield plus a lender spread. It directly determines monthly payment size for homebuyers and is one of the most-watched gauges of housing-market affordability — rising rates cool home sales and refinancing activity, while falling rates tend to revive both. This page charts the current rate against its historical trend.