OneMain Holdings, Inc. functions as a financial services holding company, primarily engaged in consumer lending and the provision of insurance products. The firm is responsible for originating, assessing, and servicing personal loans, which may be secured by collateral such as automobiles or other titled property, or they may be unsecured. Additionally, the company provides credit cards and a diverse portfolio of insurance offerings, encompassing life, disability, and job loss coverage. They also offer optional non-credit insurance, guaranteed asset protection (available as a waiver or insurance policy), and various membership programs. With a physical footprint of around 1,400 locations across 44 states in the United States, along with an active online platform at onemainfinancial.com, the company reaches its customers. Established in 1912 and based in Evansville, Indiana, the entity was formerly known as Springleaf Holdings, Inc., adopting its current name, OneMain Holdings, Inc., in November 2015.

Conrad Micah R.

Hedlund Michael A

Shulman Douglas H.

Subprime auto loan delinquency rates have reached 6.8% at the start of 2026, the worst in 32 years and exceeding Great Recession levels. This poses significant risks to subprime lenders like OneMain Holdings and Credit Acceptance, whose loan portfolios are underperforming. Capital One Financial, which uses more stringent lending criteria, maintains healthier delinquency rates and is a safer alternative for investors seeking exposure to lower-credit customers.

OneMain Holdings Inc (OMF) Stock Price, Analysis & Trade Signals